With valuable property attributes available when you need them most—before a customer request a quote—you’ll have confidence you’re offering the best price, without sacrificing the integrity of your underwriting guidelines.
Improve customer and agent experience by offering the correct price the first time, not changing the price after the policy is already bound.
When your team has access to better information up front, they can make faster and more accurate initial underwriting decisions and more efficiently use inspection resources.
Too often, after a property is underwritten, the profile of the property is never updated again. Make sure your customers are getting the coverage they need by reviewing all policies before you send renewals.
Gain incremental lift in your ratemaking process with new, uncorrelated risk signals from Cape. Use Cape’s historical property data to establish long-term correlation trends with your portfolio claims loss history.
Cape Roof Condition Rating is in use as an HO-3 rating variable!
Identify new markets and target customers that match your ideal property risk profile with Cape Explorer™. Take advantage of Cape’s comprehensive data coverage across the continental US to find the best risks — all before the customer requests a quote.
Compare the risk profile for your book of business against geographic averages, whether for individual zip codes, cities, or nationwide. Quantify your portfolio’s strengths and identify new areas for improvement.