Home Insurance

Select better risks, reduce expenses, improve customer experience

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Power online quoting

With valuable property attributes available when you need them most—before a customer request a quote—you’ll have confidence you’re offering the best price, without sacrificing the integrity of your underwriting guidelines.

Improve customer and agent experience by offering the correct price the first time, not changing the price after the policy is already bound.

Testimonial

Power online quoting

"Using Cape Analytics is integral to Kin's ability to quickly understand the property at point of application, so we can offer the right coverage and best experience to our customers."

Sean Harper, CEO, Kin Insurance

Testimonial

Up-level your underwriting

When your team has access to better information up front, they can make faster and more accurate initial underwriting decisions and more efficiently use inspection resources.

Case Study

State Auto Insurance

The integration of Cape data into the underwriting workflow allows State Auto to make better risk decisions faster, reducing future losses while continuing to improve State Auto’s customer experience. By using Cape early in the property vetting process, State Auto is able to streamline and automate underwriting.

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Case Study

Get up-to-date information about the property before renewal

Too often, after a property is underwritten, the profile of the property is never updated again. Make sure your customers are getting the coverage they need by reviewing all policies before you send renewals.

Case Study

CSAA INSURANCE GROUP

By using Cape data within the renewal workflow, CSAA achieved greater efficiency of inspection spending by reducing inspections of high-quality roofs, providing more accurate pricing at renewal, and mitigating future losses by helping members proactively repair damaged roofs.

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Case Study

Augment your next class plan with new risk signals

Gain incremental lift in your ratemaking process with new, uncorrelated risk signals from Cape. Use Cape’s historical property data to establish long-term correlation trends with your portfolio claims loss history.

Cape Roof Condition Rating is in use as an HO-3 rating variable!

Find untapped business, discover new markets

Identify new markets and target customers that match your ideal property risk profile. Take advantage of Cape’s comprehensive data coverage across the continental US to find the best risks and avoid the bad — all before the customer requests a quote.

Benchmark your portfolio

Compare the risk profile for your book of business against geographic averages, whether for individual zip codes, cities, or nationwide. Quantify your portfolio’s strengths and identify new areas for improvement.

Commercial