The new underwriting solution, currently available for select carrier testing in the U.S., provides property-specific damage insights following a catastrophic (cat) event, empowering carriers to resume operations more quickly.  In the immediate aftermath of a catastrophic event, insurance carriers face a familiar challenge: how to resume underwriting operations swiftly and responsibly, without sacrificing accuracy or […]

The new model version, built specifically for commercial buildings, will offer improved performance and tools aimed at enhancing explainability and supporting underwriter intuition. Visual callouts of roof issues on imagery clarify scoring and expedite the underwriting process, while defect quantification further assists in building robust segmentation models.  Commercial property underwriters require tools that not only […]

Underwriting is a discipline built on judgment, evidence, and accountability. Whether evaluating a suburban home or a commercial warehouse, underwriters must assess risk with precision and be able to defend those assessments with clarity. Increasingly, this means working with geospatial imagery and associated data to support decisions around risk selection, coverage adjustments, or mitigation recommendations […]

At CAPE Analytics, a Moody’s company, our mission is to bring clarity to the built environment through AI-powered property intelligence. Today, we are pleased to share the formalization of a strategic collaboration with Clear Capital, a company whose longstanding presence in real estate valuation and analytics, and recent launch into data solutions, has earned the […]

The CAPE team has been hard at work this year and is now proud to introduce its Roof Age version 3 (v3) model, a groundbreaking solution that combines high-resolution geospatial imagery with permit data to deliver improved coverage and transparency in residential roof age detection. This innovative, imagery-first approach combined with permit information represents a […]